Terms of Service

TAO.,JSC ("TAO," "us," "our" or "we") provides this website to you under the following terms and conditions (this "Agreement" or "Terms of Services"). Our Privacy Policy (as in posted to our website), which explains how we collect and use information from visitors to our website ("Visitors"), is incorporated by reference in these Terms of Services. By using our website (the "Site") or submitting any information to us, you consent to and agree to be bound by these Terms of Services and our Privacy Policy. By using the Site in any manner, including but not limited to visiting or browsing the Site, you agree to be bound by this Agreement, the Privacy Policy, and all other operating rules, policies and procedures that may be published by us from time to time on the Site, each of which is incorporated by reference and each of which may be updated by us from time to time without notice to you. Your use of the Site is governed by the version of this Agreement in effect on the date of use.

Our website can be accessed from the domain name: www.adapter.vn

General Guidelines

By accessing a website operated by TAO you declare that you have understood and accept the following terms and conditions. Every contractual party (including any user or partner on TAO platform) is agreeing to comply with and be bound by these terms and conditions. TAO reserves the right to amend and/or remove these terms and conditions as well as any other information or content of the website at any time, to any extent, and without prior notice. 

--You represent and warrant that all information that you provide to TAO or through the Site is accurate, complete and truthful. You acknowledge and agree that TAO and its agents are entitled to rely upon the information you provide as true, accurate and complete. We reserve the right to suspend or terminate your Account if any information provided during the registration process or thereafter proves to be inaccurate, not current or incomplete.

Adapter grants you a limited, revocable, non-exclusive, non-transferrable license to view, copy and print content on the Site for personal, non-commercial purposes. Adapter grants the operators of public search engines a limited, non-exclusive, non-transferrable license to copy materials from the Site for the purpose of creating publicly available, searchable indices of Site content. We reserve the right to terminate or limit your access to the Site and/or the licenses granted herein for any reason and in our sole discretion. You agree not to modify, damage, disrupt, disable, overburden, impair, alter or interfere with the use, features, functions, operation, security or maintenance of the Site or the rights or use and enjoyment of the Site by any other person or entity in any manner.

You are prohibited from posting or transmitting any material on or through the Site that, in TAO's sole opinion, is or could be offensive, fraudulent, unlawful, threatening, disingenuous, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane, or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Adapter will fully cooperate with any law enforcement authorities or court order requesting or directing Adapter to disclose the identity of anyone posting any such information or materials on the Site.

Non-Disclosure Agreement

“Confidential Information” shall mean any and all oral, written, visual, and/or other tangible forms of information, material or know-how regarding any data, process, business plan, specifications, technique, program, business information or other proprietary information relating to TAO and/or its affiliated entities, and disclosed, directly or indirectly, by TAO. Every contractual partner of TAO (including every registered user) shall hold in confidence the Confidential Information and shall not disclose such information to any third party, even under a respective secrecy agreement between the contractual partner of Adapter and such third party. The partner shall not use such information for its own benefit or the benefit of any third party without the prior written consent of TAO.


You agree to defend, indemnify and hold harmless TAO, Our subsidiaries and affiliated companies, and Our officers, directors, employees, partners, contractors, representatives, agents, and third-party providers from and against any and all claims, causes of action, damages, obligations, losses, liabilities, costs or debt, and expenses (including reasonable attorneys' fees and costs) and all amounts paid in a settlement arising from or relating to, breach of these Terms or violation of any applicable laws. We reserve the right, in Our sole discretion and at Our own expense, to assume the exclusive defense and control of any matter for which you have agreed to indemnify us and you agree to assist and cooperate with us as reasonably required in the defense or settlement of any such matters.


In order to use the services offered by our website, as a “Start-Up” or “Company” or "Venture Capitalist" or “Investor” or "Service Provider", you will need to register with us online by completing in each case the respective forms, available via our website.

After your registration, apart from these terms, the ‘Terms of Services’ of the website and the ‘Privacy Policy’ continue to apply.

You need to provide us with true and accurate information; it is your responsibility to update the information with which you provided us, and make sure that it remains up-to-date at all times.

We reserve the right to reject your application to register with us for any reason, at our sole discretion.

In case you lose or forget your username or password, you should contact us and we will send the relevant information to you via e-mail.


We grant you a limited, non-exclusive, non-transferable, and revocable license to use Our Services - subject to the Terms and the following restrictions in particular:

a. You are responsible for your account

To use many of the Services, you will need to register and create an account with a username and password. You must provide us with accurate and complete information, and you must update your account information as needed to keep the information accurate and complete. You may not impersonate anyone else, choose a username that may offend someone, or violate any individual’s rights. You are solely responsible for maintaining the confidentiality of your account and for all activities associated with or occurring under your account. If you suspect or discover any unauthorized use of your account, you should notify Adapter immediately by contacting us here. We are not responsible for any loss or damage arising from your failure to comply with the foregoing requirements or as a result of the use of your account with or without your knowledge.

b. Terminating your account

You may submit a request to terminate your account by contacting us here. This will not automatically delete User Content. We may need to retain certain information as required by law or as necessary for Our business purposes. These Terms, including our rights to User Content, survive termination of an account.

c. Follow the law and Our policies

You may not take any action that infringes or violates other people’s rights, violates the law, or breaches any contract or legal duty you may have toward any party. You may not offer Perks that are illegal, violate any of Adapter’s policies, rules, or guidelines, or violate any applicable law, statute, ordinance, or regulation. All Users must abide by Our Community Guidelines. It is your responsibility to continuously monitor Community Guidelines as these may be updated from time to time at Adapter’s sole discretion.

d. Be truthful

Do not post information you know is false, misleading, or inaccurate. Do not do anything deceptive or fraudulent.

e. Respect the rights of others

You may not threaten, abuse, harass, defame, or engage in behavior that is libelous, tortious, obscene, profane, or invasive of another’s privacy.

f. Avoid spam and unsolicited communications

You may not distribute unsolicited or unauthorized advertising or promotional material, or any junk mail, spam, or chain letters. Do not run mail lists, listservs, or any kind of autoresponder or spam on or through the Site.

g. Respect the property of others

Do not distribute software viruses or any other programs designed to interfere with (1) the proper function of any software, hardware, or equipment on the Site or (2) the use of the Site by any other User.

h. Do not engage in activities that affect the functioning of the Site

You may not bypass any measures that We have put in place to secure Our Site or Services, take actions to gain unauthorized access to any system, data, passwords, or other Adapter or User information or Services, reverse engineer or take apart any aspect of the Services to access any underlying information, or use any kind of software to “crawl” or “spider” any part of the Site.

i. Fees

There are no fees for creating an account on the Site. The Platform Fees and transfer fees/bank deliver fees are effective on the date that they are posted and will be announced on the Platform Fee page.

j. Should you violate any of the Terms of Services, We reserve the right to terminate, suspend, or take any other action related to your account at Our sole discretion. You may not access Our Site or Services if We have prohibited you from doing so.

Data and Information submission

TAO will take every reasonable step to make sure that any information which you provide as confidential remains protected and confidential. Nevertheless, we do not assume any liability for any illegal action, including Trojan Horses, hacking attempts, viruses, etc. which might result in disruptions or any third parties gaining access to your information.

For certain purposes, such as data maintenance, third parties, such as service providers, might gain access to your data and information. We will take all reasonable steps to make sure that their use of your information/data is legitimate, but we do not assume any liability whatsoever in case of infringements/violations by them.

By registering with us and gaining access to the information of our databases you agree to: handle every information you might receive as a result with caution; restrict any unauthorised access to it; not to reveal data or information to any other third party, other than might be required for the good faith conduct of your business or for the promotion of deals/agreements you might be undertaking with other subscribed users of the website; to make bona fide use of any information, data, contact details, and any other content that becomes available to you via our website.

Contacting and dealing with other users of our platform

If you wish to contact or liaise with any other subscribed users of the website and of our services, after you have completed your registration with TAO online platform successfully, you should do so following the prescribed manner and the procedure being set up by the website and our services, if available.

If you suspect or understand that you have gained access to web-pages, content, or data that should have not been revealed to you, then you must exit the respective web page immediately and delete any relevant content from your computer or any other storage devices you might have used; also, you need to contact us as soon as practicable and inform us regarding the incident by an e-mail at 

Governing Law – Jurisdiction

Any disputes or differences that might arise from the use/misuse of the website, and breaches or violations of terms contained in this agreement, will be resolved according to the laws of Vietnam

The courts of Vietnam shall have exclusive jurisdiction in any of the above occasions, unless there is an explicit agreement for a different arrangement. If any of these ‘Terms’ are found to be unlawful, invalid or otherwise unenforceable with respect to applicable laws, this shall not affect the validity and enforceability of the remaining Terms.


We may modify or discontinue the Services at any time, in our sole discretion. You agree that, except as otherwise expressly provided in these Terms, there shall be no third-party beneficiaries to these Terms. No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such term or any other term, and TAO’s failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision. You agree that regardless of any statute or law to the contrary, any claim arising out of or related to the Services must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

No Representations or Warranties

TAO makes no representation as to the completeness or accuracy of the information provided on the Site. TAO does not endorse or represent the reliability or accuracy of any content or information distributed through or accessed from the Site. TAO shall not be liable for any investment decisions made based upon such information. You agree that any reliance upon any content or information distributed through or accessed from the Site is at your sole risk. TAOr is entitled to rely upon the information provided by its users. TAO cannot guarantee that Issuer's will use the proceeds of their investment in accordance with the stated purpose. To the extent provided by law, TAO assumes no liability or responsibility for any errors or omissions in the content of the Site. TAO has not reviewed all of the links provided on the Site and is not responsible for the content of any off-Site pages. Clicking on hyperlinks and visiting any off-Site pages is done at your own risk.

Intellectual Property

a. Adapter Intellectual Property

Adapter’s Services, Content and Marks, are legally protected in a number of ways, including pursuant to copyright, trademark, service marks, patent, trade secrets, and international intellectual-property laws. You agree to respect all copyright and other legal notices, information, and restrictions contained in any Adapter Content, Services, or Marks accessed through the Site or the Services. You agree not to change, translate, or otherwise create derivative works of the Services.

b. Limited User Rights 

License to Adapter Content. Adapter grants you a limited license (that is temporary, non-exclusive, non-sublicensable, and non-transferrable) to access and use User Content and Adapter Content solely for use of the Services in accordance with these Terms. You may not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, create derivative works of, license, or otherwise transfer or use any User Content or Adapter Content unless We give you express written permission to do so. We reserve the right to revoke this limited license to access and use User Content and Adapter Content at any time and in our sole discretion. 

c. Adapter Trademark Policy 

You may use the Adapter Marks only in accordance with Our Trademark Policy. 

d. You allow us to use your User Content 

You grant us a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, sublicensable, and transferable right to use, exercise, commercialize, and exploit the copyright, publicity, trademark, and database rights with respect to your User Content. 

e. We can make changes to or delete your User Content 

You grant us the right to make changes, edits, modifications, translations, formatting, or delete your User Content. 

f. You have all legal rights to your User Content 

You represent and warrant that: (1) you have all licenses, rights, consents, and permissions necessary to grant the rights set forth in these Terms to Adapter with respect to your User Content; (2) your User Content does not and will not infringe any third party's intellectual property rights, proprietary rights, privacy rights, confidentiality, rights of publicity or otherwise violate these Terms or applicable law; and (3) Adapter does not need to obtain any licenses, rights, consents, or permissions from, or make any payments to, any third party for any use of your User Content, or have any liability to a User or any other party as a result of Our use or exploitation of your User Content. 

g. Digital Millennium & Copyright Notice

We respect the intellectual property of others, and we ask you to do the same. If you or any user of our Site believes its copyright rights have been infringed on our Site, the copyright(s) owner ("Complaining Party") should send notification to Our Designated Agent (as identified below) immediately. To be effective, the notification must include:

- A physical or electronic signature of the Complaining Party or such person authorized to act on behalf of the Complaining Party; 

- Identification of the copyrights(s) claimed to have been infringed; 

- Information reasonably sufficient to permit us to contact the Complaining Party or such person authorized to act on behalf of the Complaining Party, such as address, telephone number and, if available, an electronic mail address at which the Complaining Party may be contacted; 

- Identification of the material that is claimed to be infringing the Complaining Party's copyrights(s) that is to be removed and information reasonably sufficient to permit us to locate such materials; 

- A statement that the Complaining Party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, agent, or by law; and 

- A statement that the information in the notification is accurate and, under penalty of perjury, the Complaining Party or such person authorized to act on behalf of the Complaining Party is the owner of an exclusive copyrights that is allegedly infringed.

Disclaimer of Liability

Your use of the Site is at your own risk. You acknowledge that Adapter has no control over what effects the content may have on you; how you may interpret or use the content; or what actions you may take as a result of having been exposed to the content. You release Adapter from all liability for you having acquired or not acquired content through the Site. Adapter makes no representations concerning any content contained in or accessed through the Site, and Adapter will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Site or the Service. Adapter neither represents, warrants, covenants guarantees, nor promises any specific results from use of the Site.

The site, including any content or information contained within it or any service or advice provided in connection with the service, is provided "as is" with no representations or warranties of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. you assume total responsibility and risk for your use of this site and site-related services. neither Adapter nor any other party involved in creating, producing, or delivering the site shall be liable for any direct, incidental, consequential, indirect or punitive damages arising out of your access to, or use of, the site. check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.

Adapter makes no representation or warranty, express or implied, with respect to any third party data provided to Adapter or its transmission, timeliness, accuracy or completeness, including but not limited to implied warranties or warranties of merchantability or fitness for a particular purpose. Adapter will not be liable in any way to you or to any other person for any inaccuracy, error or delay in or omission of any third party data or the transmission or delivery of any such third party data and any loss or damage arising from (a) any such inaccuracy, error, delay or omission, (b) non-performance or (c) interruption in any such third party data due either to any negligent act or omission by Adapter or "force majeure" or any other cause beyond the control of Adapter.

The service is provided "as is" and "as available" and is without warranty of any kind, express or implied, including, but not limited to, the implied warranties of title, non-infringement, merchantability and fitness for a particular purpose, and any warranties implied by any course of performance or usage of trade, all of which are expressly disclaimed. your use of the service is solely at your own risk.

Adapter makes no guaranty of confidentiality or privacy of any communication or information transmitted on the site or any website linked to the site. Adapter will not be liable for the privacy of email addresses, registration and identification information, disk space, communications, confidential or trade-secret information, or any other Content stored on Adapter's equipment, transmitted over networks accessed by the Site, or otherwise connected with your use of the Service.

Adapter assumes no responsibility for, and shall not be liable for, any damages to or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site. We do not, and cannot, guarantee that any Investor is actually an Accredited Investor (as defined above), or that any content or information provided on this Site is true, correct, complete or viable.

Although Adapter may from time to time monitor or review discussions, postings, transmissions, and the like on the Site, Adapter is under no obligation to do so and assumes no responsibility or liability arising from such content nor for any error, defamation, libel, slander, omission, falsehood, obscenity, profanity, danger or inaccuracy contained in any information within such locations on the Site. Adapter reserves the right to remove any content from the Site or to restrict access to the Site for any reason without notice.


You agree to defend, indemnify and hold harmless Adapter, Our subsidiaries and affiliated companies, and Our officers, directors, employees, partners, contractors, representatives, agents, and third party providers from and against any and all claims, causes of action, damages, obligations, losses, liabilities, costs or debt, and expenses (including reasonable attorneys' fees and costs) and all amounts paid in settlement arising from or relating to, breach of these Terms or violation of any applicable laws. We reserve the right, in Our sole discretion and at Our own expense, to assume the exclusive defense and control of any matter for which you have agreed to indemnify us and you agree to assist and cooperate with us as reasonably required in the defense or settlement of any such matters.

Terms' Definition

For the purposes of this Agreement, the following terms are used in the following meanings:

a. "Project Owners" are those Users who raise funds through the Site and Services; 

b. "Projects" are Project Owners’ fundraising Projects through the Services; 

c. "Content" refers to all software, technology, designs, materials, information, communications, text, graphics, links, electronic art, animations, illustrations, artwork, audio clips, video clips, photos, images, reviews, ideas, and other data or copyrightable materials or Content, including the selection and arrangements thereof offered through the Services; 

d. “Investors” or “Service Providers” refers to those Users contributing to Projects with funds or services; 

e. "Supports" refers to funds and/or services to Projects by Contributors; 

f. "Adapter, " "We, " "Our, " or "Us" refers to TAO corporation, together with its parents, subsidiaries, affiliates, agents, representatives, consultants, employees, officers, and directors; 

g. "Adapter Content" refers to Content provided by Adapter to Users in connection with the Services, including, without limitation, the software, the products and the site; 

h. "Infringement" refers to the unauthorized or not permitted use of copyrighted material or other intellectual property rights; 

i. "Marks" refers to the trademarks, service marks, and logos used and displayed throughout the Services or in any or in any Adapter Content; 

j. "Privacy Policy" refers to Adapter’s Privacy Policy, found at https://www.Adapter.com/about/privacy and incorporated herein by reference; 

k. "Services" refers to the Site, mobile applications or connected applications, other offerings and services provided on the Site; 

l. "Site" refers to the Adapter website(s); 

m. "Terms" or "Terms of Services" refers the Terms of Services, Additional Policies, Adapter’s Privacy Policy, all applicable laws, and all conditions or policies referenced here; 

n. "User, " "You, " or " Your" refers to Project Owners, Contributors or any other visitor to the Site or Users of the Services, either individually or collectively; 

o. "User Content" refers to Content uploaded, transmitted or posted to the Services by a User, including User Content in a Project.

Rights and obligations of the User

4.1. Registration of the User on the Site is free and voluntary. 

4.2. When registering on the Site and creating your Account, the User is obliged to indicate the necessary reliable and up-to-date information, as well as unique for each User login (e-mail address or combination of Latin letters and numbers to enter the Site) and password for accessing the Site, as well as the real Name and the Surname (in relation to Users – individuals) or the present and full name (in relation to Users – legal entities). In order to guarantee the provision of records and notices to you electronically, you agree to immediately notify us of any changes to your email by updating the account information on the site or contacting support. 

4.3. The user is responsible for the accuracy, completeness, legality and purity of third party claims, and the right to use information provided during registration and use of the Site, as well as Articles and Content posted on the Site. 

4.4. When registering and using the services and Services of the Company, the User agrees with the terms of this Agreement and assumes the rights and duties indicated there in connection with the use and operation of the Site. The agreement is concluded when the User registered on the Site and created an Account. 

4.5 When registering on the site, the User agrees and confirms that he: 

1) has full legal capacity in accordance with applicable law; 

2) the data and information provided to them are valid and current, 

3) can create only one account registered in his name and surname/name

4) there are no restrictions on him and the use of the Services by the Company. 

4.5. By entering into this Agreement, the User agrees to the collection, storage, processing and transfer of his personal data and their use by the Company in order to fulfil the obligations to the User in accordance with this Agreement. 

4.6. After successful registration of the User on the Site, the Company assumes the rights and obligations to the User specified in this Agreement. 

4.7. The login and password selected by the User are necessary and sufficient information for the User to access his Account. The user does not have the right to transfer their login and password to third parties, bears full responsibility for their safety, independently choosing the way of their storage. The user on the hardware-software used by him can authorize the storage of the login and password (using cookies) for subsequent automatic authorization on the Site. 

4.8. The user is responsible for everything that happens in connection with his Account and Profiles until he closes them or informs about their misuse by other persons. In the event of unauthorized access to the login and password and/or the User Account, or the distribution of the login and password, the User is obliged to immediately notify the Company thereof by sending an email to: info@adapter.vn 

4.9. The User undertakes to provide accurate and complete information upon registration on the Company’s Website and its further use. If the User provides incorrect information, or the Company has reason to believe that the information provided by the User is incomplete and/or unreliable, the Company has the right, at its discretion, to block the Account and/or User Profiles and refuse the relevant User to use the Company Site.

Payment and fees payments 

Credit card payment processing services for Project Owners on Adapter are provided by ??? and are subject to the ??? Connected Account Agreement, which includes the ??? Terms of Service (collectively, the "??? Services Agreement"). As a Project Owner, you agree to be bound by the ??? Services Agreement, as may be modified by ??? from time to time. As a condition to Adapter enabling credit card payment processing services through ???, you agree to provide Adapter accurate and complete information about yourself and your business, and you authorize Adapter to share any such information with ???, as well as transaction information related to your use of the ??? payment processing services. In all cases, standard credit card or other third-party processing fees apply in addition to any Platform Fees. We are not responsible for the performance of any third-party credit card processing or third-party payment services. 

Permitted and prohibited activities

6.1. Permitted actions. When using Adapter, it is allowed and recommended: 

6.1.1. comply with all applicable laws, including privacy laws, intellectual property laws, anti-spam laws, export control laws, tax laws and regulations; 

6.1.2. provide reliable information and keep it up to date; 

6.1.3. Use in your Profile a real first and last name; 

6.1.4. Use the Services professionally and for business purposes. 

6.2. Prohibited actions. When using InnMind, the User is prohibited from: 

6.2.1. Use the Site in any way that violates the terms of this Agreement and/or the provisions of applicable law; 

6.2.2. mislead, defame, insult, threaten or otherwise infringe on the rights and freedoms of other Site Users, the Company, Visitors and/or any other third parties; 

6.2.3. violate the rules established by this Agreement, including placing offensive, unreliable Content, violate the generally accepted rules of business ethics; 

6.2.4. copy, modify, delete, supplement, publish, transfer objects of rights to the results of intellectual activity of the Company, Users and/or any other third parties, create derivative works, manufacture or sell products based on them, reproduce, display or any other to exploit or use such rights of third parties without the direct permission of their owners; 

6.2.5. to disclose information without the right to disclose it (for example, confidential information of other persons, including their partners, colleagues, customers, etc.); 

6.2.6. Use the Company Website in a malicious manner or in a way that could disrupt the normal and uninterrupted operation of the Site; 

6.2.7. to exercise or attempt to access the Company’s Site, or any part/function of the Site, or any network connected to the Site in an unauthorized manner; 

6.2.8. without the consent of other Users or other third parties, to post any personal information relating to such persons, to illegally collect and/or process personal data of other Users and/or other third parties; 

6.2.9. to introduce Users and/or third parties into misconception about their identity; 

6.2.10. use or attempt to use another’s Account and/or Profile; 

6.2.11. send spam or other unwanted messages to others; 

6.2.12. use any devices, programs or processes, algorithms or any other automatic devices to access the Site, purchase, copy or track any part thereof, bypassing the Site navigation system used, to obtain or attempt to obtain any materials, documents or information using any means not specifically provided through the Site. 

6.3. The Company has the right to remove or restrict access to any information posted on the Site, or block access to the Site by the User, without prior notification of the User and without explaining the reasons for such action on the part of the Company.


8.1. The company may, at its own discretion, edit (moderate) information about Profiles posted by Users on the Site, in terms of spelling and stylistic changes. The company does not have the ability to verify the content published by users, and, accordingly, can not guarantee its quality, safety, reliability and legitimacy. The company makes no statements about the qualifications, experience, personality or abilities of Users. In this regard, the Company shall not be liable to the Users and Visitors for any erroneous and/or inaccurate information indicated on the Site. 

8.2. The Company is not liable for any damage or damages caused to users or visitors caused by errors or inaccuracies in the information specified by Users on the Site and the Content posted by them. The company is relieved of responsibility in connection with the use of templates of documents posted on the Site. All possible disagreements are solved by the Users themselves. The company, in turn, makes every effort to resolve the differences that have arisen. 

8.3. In the absence of access to the Site, either in whole or in part, due to maintenance or other technical works that ensure the normal operation of the Site, the Company shall not be liable to Users and Visitors for failure to receive any information. 

8.4. The User and the Visitor are liable for any damage that may result from the use of materials posted on the Site. 

8.5. Responsibility for any problems arising during the registration of the User or any other activity on the Site is the sole responsibility of the User. The Company is not liable for any loss or damage to the User arising out of the problem caused by the use of the Site.

Settlement of disputes

10.1. Any claims of the User arising in connection with the execution of this Agreement shall be submitted to the relevant persons – the Company and/or Users and/or other third parties whose actions/omissions resulted in the occurrence of such claims from the User. 

10.2. All disputes, disagreements and claims that may arise in connection with the implementation of this Agreement shall be settled by the Parties through negotiations. 

10.3. By accepting this Agreement, the Parties agree that any disputes related to this Agreement and/or the Services shall be governed solely by the laws of the Swiss Confederation without regard to conflict of laws rules. The Company and the Users agree that all such claims can only be considered in the court of the city of Lausanne of the canton of Vaud, with the possibility of consideration in the Federal Tribunal, and also consent to personal jurisdiction in these courts.